Terms & Conditions
Last updated: September 2026
Please read these Terms & Conditions carefully before using the LoanLyft website or submitting a loan inquiry. These terms govern your access to and use of our services.
Acceptance of terms
By accessing or using the LoanLyft website and submitting a loan inquiry, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use our services.
Loan inquiry services
LoanLyft provides a platform for you to submit a personal loan inquiry. Submitting an inquiry does not constitute a loan application, offer, or agreement. All offers of credit are subject to review, verification, and approval.
No guarantee of approval or terms
Submitting an inquiry does not guarantee approval, rates, loan amounts, funding speed, or repayment terms. Actual terms are determined after review of your complete information and are subject to applicable state and federal law.
Eligibility
You must be at least 18 years old and a resident of the United States to submit a loan inquiry. By submitting an inquiry, you represent that the information you provide is accurate and complete.
Consent to contact
By providing your contact information and checking the consent box, you agree that LoanLyft may contact you by email, phone, or text message regarding the products and services you've inquired about. Consent is not a condition of any purchase. Message and data rates may apply. Reply STOP to opt out at any time.
Privacy
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. LoanLyft does not sell your personal information to third parties for marketing purposes.
Intellectual property
All content on this website, including text, graphics, logos, and software, is the property of LoanLyft or its licensors and is protected by copyright and other intellectual property laws.
Limitation of liability
To the fullest extent permitted by law, LoanLyft is not liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services.
Changes to these terms
We may update these Terms & Conditions from time to time. Continued use of our website after changes constitutes acceptance of the updated terms. Please review this page periodically.
Contact us
If you have questions about these Terms & Conditions, please contact us at support@loanlyft.com.